“A man agreed to buy a piece of furniture I was selling online. It was priced at Rs. 10,000. He offered to pay Rs. 6,000 of the total amount ku casino in cash, and said that he would first pay Rs. 4,000 online. Then, he sent a QR code and asked me to scan and enter my PIN so that he could send the amount. Instead of Rs. 4,000 getting credited to my account, it got debited. He apologised and said it was a mistake. He asked me to scan again. He said he will do a trial of Rs. 5. But again, it got debited from my account. He apologised and transferred Rs. 5 back. So, I believed that it was a genuine mistake. However, on the pretext of fixing the glitch, he deducted Rs. 4,000 more. The fraudster is still online on WhatsApp and my friends too have contacted him. He does not refrain from responding. He is, in fact, challenging me to do try whatever I can. He is so sure that he cannot be traced.” — Saiphanidhar The different kinds of fraud committed online: Matrimonial Propositions 1. Fraudster makes a charming profile. 2. Lures the victim and earns his or her trust. 3. Asks for money transfer for an emergency. 4. Escapes with stolen money.
Blackmailing and cyber bullying 1. Fraudster builds trust; asks for intimate pictures/videos. 2. Use the same information to blackmail the victim later; extorts money. Alternatively, someone else with access to the victim’s phone, hacks into the stored data and then blackmails the user.
Lottery cases 1. Victim receives message, call or mail announcing that he or she has won a lottery or a bumper prize. 2. Victim convinced to pay handling charges, or money to be paid for custom clearance. 3. Fraudster takes away as much money as possible. Job offers1. Victim contacted with prospective job offers. The fraudster might have hacked or obtained information about victim’s job requirements as well as his or her qualification. 2. Victim promised a highly-paid job. Might be asked to complete a telephonic interview. 3. Victim convinced that he or she has got the job, but would require to pay consultancy charges before getting employed. 4. Fraudster runs away once money has been transferred.